For Filipinos seeking a quiet life abroad without the need to work, the non-lucrative visa offers a practical path. Whether you’re a retiree, a remote income earner, or someone simply looking for a fresh start, Spain’s non-lucrative visa might be the perfect fit. However, Spain isn’t the only country that offers this kind of visa.
So, what is a non-lucrative visa? What do you need to know before applying? This blog explains how it works, who qualifies, and what your options are if you’re exploring similar visas in other countries.
What Is a Spanish Non-Lucrative Visa?
A non-lucrative visa allows foreigners to live in a country without working, as long as they can financially support themselves. Many retirees and digital nomads with passive income choose Spain’s version of this visa.
This visa prohibits employment, so applicants must prove they have steady financial resources from savings, pensions, rental income, or investments.
Who Is Eligible for a Non-Lucrative Visa in Spain?
If you’re a Filipino who dreams of living in Spain but doesn’t plan to work there, this visa could be a great option for you.
The non-lucrative visa is open to non-EU citizens, including Filipinos, who can show that they have enough money to support themselves during their stay. This means you must have savings or a steady source of income—even if you’re not working.
Essentially, you’ll need to show that you have around €28,800 per year to support yourself. If you’re bringing family members, you’ll need about €7,200 more for each additional person.
In short, this visa suits:
- Retirees with pension income
- Digital nomads with passive income
- People planning a long-term stay without working
Eligibility Requirements for Non-Lucrative Visa
To successfully apply for a non-lucrative visa in Spain, here’s what you’ll need:
- Provide proof of financial means using bank statements, pension documents, or investment records that show sufficient funds.
- Secure private health insurance that matches or exceeds Spain’s public healthcare and stays valid for your entire stay.
- Obtain a police clearance certificate from the Philippines and any other countries where you have lived.
- Get a medical certificate confirming you do not have any condition that poses a public health risk.
- Use a valid passport with at least one year of remaining validity at the time of application.
- Show proof of accommodation in Spain through a rental contract, property deed, or hotel reservation.
- Translate all official documents not in Spanish into Spanish through a sworn translator.
Evidently, you must prepare each document thoroughly and ensure proper translation to avoid delays or rejection.
Other Countries With Similar Offers
While Spain is a top choice, other countries also offer similar residency visas for financially independent individuals.
Portugal – D7 Visa (Non-Lucrative Visa Counterpart)
Portugal – D7 Visa (Non-Lucrative Visa Counterpart)Portugal’s D7 Visa is designed for passive income earners and retirees. The income threshold is lower than Spain’s: around €8,460 per year for a single applicant, with additional percentages for dependents. You must also show proof of residence and purchase private health insurance.
🇫🇷 France – Visitor Visa (Non-Lucrative Visa Counterpart)
France offers a visitor visa for non-EU citizens who can prove they will not engage in any professional activity. Applicants must show enough financial means (around €1,350/month), a place to stay, and health insurance. It’s ideal for long-term stays or pre-retirement life in France.
🇮🇹 Italy – Elective Residency Visa (Non-Lucrative Visa Counterpart)
Italy’s Elective Residency Visa targets retirees or those with passive income. The financial requirement varies but generally starts at €31,000/year for individuals. You’ll need a lease or property deed in Italy, medical insurance, and a strong application to convince consular staff.
🇲🇽 Mexico – Temporary Resident Visa for Retirees (Non-Lucrative Visa Counterpart)
Mexico offers a Temporary Resident Visa for retirees or those with significant savings or passive income. The financial requirements vary, but typically, applicants need to show around USD 2,595/month in income or USD 43,000+ in savings.
All things considered, if you’re not set on Spain, these countries can serve as great alternatives depending on your lifestyle and financial situation.
Elite Translations: Your Document Partner
When you apply for a non-lucrative visa, you must submit certified translations. Embassies and consulates strictly require you to translate all official documents—birth certificates, police clearances, medical reports, and financial statements—into the host country’s official language.
That’s where Elite Translations comes in.
We offer:
✔ Certified translations of your essential documents into Spanish, Portuguese, French, or Italian
✔ Notarization and apostille assistance which is frequently required by most countries.
✔ Fast turnaround times for tight schedules
So, whether you’re translating your PSA birth certificate or NBI clearance, our team ensures your paperwork meets the requirements of foreign embassies.
Want a Non-Lucrative Visa? Let’s Work Together
Planning your move abroad? Don’t let a mistranslated document delay your dream life.
At Elite Translations, we make your visa preparation smoother by ensuring your documents are accurate, certified, and accepted by embassies worldwide. We’ve helped thousands of Filipino clients get their documents translated for Spain, Portugal, and beyond.
Contact us today for expert advice and professional translation services—because your journey starts with the right paperwork.
